What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Average car loan interest rates for excellent credit start at 4.88% for new cars and 7.43% for used cars, based on factors ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

Your credit score can have a major impact on your finances. Having a low score could mean that you end up paying as much as $5,000 more for a car loan than you would if you had a high one. Even worse, ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

The average credit score for American adults is 717 based on FICO's scoring model and 702 based on VantageScore. The average credit score generally increases with age, likely due to older generations ...

You don’t need some magic credit score to get a car loan. Most people and most credit scores — good or poor — can get one. The catch is that, as a rule, a lower score means paying a higher interest ...

When Raquel Moore of Atlanta began shopping for her first home last summer, she thought her credit score was 760 based on the number shown by her credit monitoring service. That placed her in the very ...