Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Those with less than perfect credit might be surprised at how quickly they can improve their credit scores, beginning with ...

A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

People with poor credit can improve their credit scores by opening a secured credit card account. A secured credit card is like a regular credit card but with a safety net. You make a cash deposit, ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Whether you're spending big or planning ahead, these three credit cards are built for 0% intro APR, high limits, and huge ...

This habit can cause your credit score to drop month after month. “Ideally, you want to keep your credit utilisation below 30 ...

You may be familiar with the saying "cash is king," but when it comes to traveling, choosing a credit card with robust travel ...

One of the most underestimated consequences of closing a credit card is its impact on credit age. Credit bureaus track how ...