The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

Credit scores usually range from 300-850. The goal is to get to 670 to be in the good range for your credit score. Once you get to 740, your credit is very good. The ultimate credit score is 800 and ...

Switching from renting to owning a home requires a satisfactory credit history, but what credit score do you need to buy a ...

When applying for a mortgage, your credit score affects your odds of approval, interest rate and loan terms. FICO has been the leading credit scoring company for mortgages, but credit scoring models ...

Your credit history can impact how much you pay for insurance. Many of the same factors that determine your credit score are used to calculate your insurance score, a three-digit number providers use ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

The average credit score in the U.S. remained steady at 715 at the end of 2024, according to Experian data. But while stability has been the trend, recent developments suggest that credit scores could ...

Harlan Vaughn was formerly a credit cards editor for Forbes Advisor with over a decade of experience. With a deep understanding of the credit card industry, his passion for travel strategies drives ...