The average FICO Score in the United States was 715 in 2023, according to Experian data, increasing by one point from its 714 average in the third quarter (Q3) of 2022. It marks the tenth consecutive ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

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Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Katherine Watt is a former CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...