Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Average car loan interest rates for excellent credit start at 4.88% for new cars and 7.43% for used cars, based on factors such as your credit score, type of car and whether you’re buying a new or ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

Mortgage lenders use your credit score as one of the factors when determining what rate you will receive. “Your credit score plays a critical role in determining your mortgage rate because it is ...

RadCred reports rising demand for personal loans below 580 credit scores as AI approvals expand and lending rules tighten in ...

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain for many ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

This is the second year in a row that the average credit score has dropped juanma hache/Getty The national credit score average dipped by two points, the fastest decrease since 2009 The drop is partly ...