According to the Federal Reserve, just over 77% of Americans have some kind of debt. This can be credit cards, student loans, mortgages or any other kind of money owed. While you might have more — or ...

Dave Ramsey is “America’s trusted voice on money,” according to his social media bios. The personal finance personality, radio host, author, and businessman hosts a show called, “The Ramsey Show,” on ...

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to enrolling in a structured debt management program. Each option promises ...

Millions of Americans are grappling with high amounts of debt in today's challenging economic landscape. Whether it's credit card balances, personal loans or other financial obligations, the weight of ...

As of mid-2025, Americans are carrying record levels of consumer debt — and if the rising debt levels weren't concerning enough, they're carrying this debt at a time when interest rates remain high ...

Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...

One of Cardone’s arguments for the use of good debt is that Fortune 500 companies use huge amounts of debt all the time to continue building their businesses. While your personal finances likely ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

The money lessons we carry into adulthood often begin with what we overhear on our way to school or, just as often, what no one talks about at all. For many of us, our parents’ views on debt become ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt is a widespread problem in the United States, with ...

I am in a bind. My husband and I find ourselves in our mid-30s, our first kid on the way, and $30,000 in credit card debt. I know. There are reasons, but do they matter at this point? We’re finally in ...

A newly-released report shows credit card debt soaring to record levels, with Americans owing more than $1.2 trilling at the end of 2024. The data, released Thursday by the Federal Reserve Bank of New ...