Dave Ramsey has captivated millions of listeners through his show and has sold many copies of his book. The financial guru ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan rates by mastering your credit history.

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Fair Isaac is best known as the creator of the FICO credit score, the lending industry’s standard for assessing consumer credit risk. It also develops analytics, decision-management, and ...