Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ...

We all want to reach retirement age with more than enough money to cover expenses for the rest of our life. If your workplace offers a 401(k) plan, maxing it out might seem like a simple way to reach ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Take 401(k) plans and annuities, for example. A 401(k), which is a ...

Another common misconception: that target-date funds guarantee income in retirement. They don’t. None of them promise to ...

I often talk about “bucketing”—structuring a portfolio based on anticipated spending needs—in relation to overall retirement spending. Parking near-term spending needs in cash, intermediate-term ...

Some retirement accounts have federal bankruptcy protections, but the rules vary by account type and situation.

Despite market volatility and the market appearing to be expensive, staying invested is crucial, as cash rarely outperforms inflation. The article explains how to build a diversified, balanced, ...