2026 price hikes hit ACA health insurance plans
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Several major health systems are dropping Medicare Advantage plans in the new year. The hospitals are ending their acceptance of MA plans over issues with prior authorization denials and slow reimbursement, as seniors face increased costs on plan premiums.
Without a fix from Congress, costs for many people who buy health care on the Affordable Care Act marketplace have gone up. Here's what's to know about cheaper choices — and pitfalls to be aware of.
Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a 40-year-old nonsmoker in Florida can secure ACA coverage for about $500 a month, while a short-term plan would cost said person about $320.
Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over America’s health insurance marketplace that contributed to November’s government shutdown.
In 2026, Special Needs BasicCare coverage is changing, primarily due to Medica's acquisition of UCare's business.
Open enrollment for Access Health CT, the state's health insurance marketplace, has been extended again, this time to Jan. 31. According to Access Health CT website, customers can enroll in coverage that begins Feb. 1. The original deadline to enroll or renew a health or dental plan through Access Health CT was Jan.15.
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For Many, January 15 is the Last Chance to Get Health Insurance for 2026
Many individuals and families missed the initial enrollment window for Health Insurance Marketplace plans for 2026. Don't worry - if you act quickly, you can still get coverage for 2026. Anyone who enrolls by January 15 can get coverage starting February 1.
Options that might seem like alternatives, like fixed indemnities and short-term plans, don’t offer comprehensive medical coverage and aren’t subject to ACA patient protections.
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WASHINGTON — Millions of Americans enrolled in health insurance plans through the Affordable Care Act can expect to pay significantly more this year after enhanced federal tax credits expired, raising concerns about affordability for low- and middle-income families.