In today's high-rate environment, debt settlement programs, also known as debt forgiveness, have become increasingly popular. These programs, which are typically structured over two to four years, ...

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American households are drowning in debt like never before. Total credit card balances have soared past $1.21 trillion nationally, while the average household carries over $6,000 in revolving debt.

When debt feels unmanageable, it's natural to search for something — anything — that can help stop the financial freefall. And, over the past year, with interest rates still high, inflation driving up ...