Forbes contributors publish independent expert analyses and insights. I chase unique people and stories. So far, that's everyone.

With over 12 years of professional experience in freelance writing jobs, with three of those years spent figuring out how to own and operate my own small copywriting business, I have plenty of folks ...

Anna Baluch is a freelance writer from Cleveland, Ohio. She enjoys writing about a variety of health and personal finance topics. When she's away from her laptop, she can be found working out, trying ...