When you first apply to begin your OAS or your Canada Pension Plan (CPP) payments, Service Canada provides guidelines for processing the application.

Applying for CPP and OAS When you first apply to begin your OAS or your Canada Pension Plan (CPP) payments, Service Canada provides guidelines for processing the application.

When should I file the application for the CPP and Old Age Security (OAS)? Can I designate the month I want the payments to start? Congratulations on the milestone birthday coming up.

Delaying application for CPP retirement benefits could present an opportunity to reduce the OAS clawback for these clients, especially if they expect to be in a lower tax bracket later in life.

Many mistakenly believe that if they can just keep their income below $17,699 that they will get the maximum monthly Guaranteed Income Supplement.