What is XRP?​XRP is the native digital asset of the XRP Ledger (XRPL), an open-source, decentralized blockchain. It was created in 2012 by a group of developers, including Jed McCaleb, David Schwartz, and Arthur Britto, with a primary goal: to provide a faster, cheaper, and more efficient way to send money globally.​Think of it as a bridge currency. If a bank in the United States wants to send money to a bank in Japan, they can use XRP to convert USD to XRP, send the XRP across the network in se