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A decent credit score does NOT always mean someone is financially healthy or stable. I see this all the time as a bankruptcy attorney. People are drowning in debt… but their score still looks “okay” because they’re making minimum payments. That’s the trap. Minimum payments can keep your score afloat while your balances, stress, and risk keep getting worse in the background. A credit score measures how you’re playing the debt game it doesn’t measure whether the game is actually good for your life
0:52
A decent credit score does NOT always mean someone is financially healthy or stable. I see this all the time as a bankruptcy attorney. People are drowning in debt… but their score still looks “okay” because they’re making minimum payments. That’s the trap. Minimum payments can keep your score afloat while your balances, stress, and risk keep getting worse in the background. A credit score measures how you’re playing the debt game it doesn’t measure whether the game is actually good for your life
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